I ran the binomial logit GLM which predicts whether a claim occurs in a policy or not. My estimated coefficients are as follows:

Intercept: -2.68

Car Type (Saloon is base level) SUV: -0.07 Bus: 0.15

Use (Private is base level) Commercial: -0.09

Am i right to assume here, that if a car is Saloon and is used as a Private car, the odds of claim occurrence are exp(-2.68) = 6.86%? And the probability of claim occurrence would be exp(-2.68)/(1+exp(-2.86)) = 6.42%?

What if a car is a Bus and is used for Commercial reasons? What would be the probability of claim occurrence then?